Family Portraits and Hurricanes

Meet Kristi Hammond: beautiful wife, working mom, and savvy insurance agent with Liberty Mutual.  I was so glad I did because yesterday my clients were having a tricky time getting insurance for an investment property they are soon to close on.  No homeowner’s insurance=no home loan, so we would have had a problem on our hands.  Kristi swooped in and saved the day, and I am so grateful to her for that.

Kristi and I immediately connected because we are both working moms with toddlers.  In fact, our toddlers’ birthdays are a mere 15 days apart.  I happened upon Kristi’s family portraits with photographer Daniel Toney on Facebook, and she was gracious enough to allow me to share them with you.  (Don’t worry.  The hurricane part is coming.  Promise.)


All moms of toddler girls be forewarned.  With those blue eyes and adorable smile, our girls are in trouble one day.

Onto the hurricane part.  Kristi is a wealth of information and was kind enough to put together a plan to help you “harness the hurricane” this season.  Here’s some invaluable information from Kristi:

Hurricane season officially begins June 1st and runs through November 30th, but the strongest storms occur during August and September.  Are you prepared if a hurricane comes our way?  If you had to evacuate, would you know what to do?  There are two critical parts to being prepared for a hurricane – creating an evacuation plan and a compiling a disaster relief kit.  Preparation is key as disasters can strike quickly and if you’re like me, you may not do your best thinking when you’re under stress!

Here is a little guide to being hurricane-ready:

Disaster Relief Kit – What do I need?

  • Enough water to last each member of your family at least three days— one gallon per day per person— as public water supplies can become contaminated following a catastrophe.
  • Enough nonperishable food to last your entire family at least three days. Choose foods that do not require heat to eat safely. For example, energy bars take up little space and are nutritious.
  • A fully stocked first aid kit
  • Flashlights
  • A whistle to signal for help
  • A battery- or crank-powered radio to listen to weather alerts, directions from local authorities and other catastrophe information
  • Spare batteries for flashlights and radio
  • Keep a secure cash supply available— ATMs will not work if the electricity is out
  • Blankets and extra clothing for each family member
  • Sturdy shoes for all members of your family to provide adequate protection against glass and other debris
  • All prescription medications and over-the-counter painkillers
  • Include personal hygiene items such as toilet paper, hand towels, soap, deodorant, feminine products, toothbrushes, toothpaste, hand sanitizer and diapers.
  • Pet supplies. If at all possible, pets should not be left behind in a catastrophe— include their food as well as leashes, etc.
  • Cleaning supplies and garbage bags to collect your waste.
  • Sleeping bags and a tent may provide temporary shelter.
  • A small toolbox with basic tools and work gloves.

Creating an Evacuation Plan:

  • Designate a car for possible evacuation and keep it filled with gas, especially during seasons when the risk level is highest for natural disasters.
  • Pack an emergency car kit if a catastrophe is imminent.
  • Research your community’s predetermined evacuation routes. Map the safest areas and routes through which to evacuate your house.
  • Identify a primary and backup meeting place— remember that in the event of an emergency not all spots will be accessible.
  • Identify multiple emergency transit routes in all directions to a primary and a secondary meeting location.
  • Know where your nearest evacuation shelters are located.
  • Keep a battery-powered radio on hand in the event of lost power.
  • Stay tuned to local radio stations where you can be updated on the status of events.
  • Be able to identify warning sirens in your area if electronic communication is not available.
  • If you receive instruction to evacuate, do so immediately. Do not wait or delay, as doing so can leave you at risk of being trapped.
  • Follow evacuation routes strictly, and avoid shortcuts.
  • Have a plan for your pets— shelters may not accept them.
  • If time permits, close and lock all doors and windows, and shut off your utilities.
  • Keep your distance from downed power lines.
  • Look out for washed-out or blocked roads and bridges, and never drive into flooded areas, as these waters can be deceptively deep and powerful.

It’s also important to remember if you have children that they look to you for guidance.  Being prepared will help you to remain calm for them.  If you’d like more information on what to do before, during or after a storm, please don’t hesitate to email or call me.

Kristi M. Hammond

Sales Representative | Liberty Mutual Insurance

Life-Auto-Home-Personal Liability/Umbrella

Annuities-401k Rollovers


Land: 804-527-3902 x51603 1-800-468-6634 x51603

Cell: 804-334-2690 Fax: 804-527-3237


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