Part of my Facebook marketing is creating a series of tips on financial/mortgage issues. I finished a series on Avoiding Mortgage Sabotage a few weeks ago and just started my new series on Credit Tips. Tip number 1 is a crucial one to remind newer credit card owners holders of. I’ve heard several times of a college student who got their first credit card and didn’t know how to pay the bill, so they just never did. Makes for a very messy situation!