Credit series tip number 9: If you’ve cleaned up an account you had late payments or were delinquent on, consider calling the credit card company to request a removal of the negative information. You may not get a yes, but it’s worth a shot!
It’s always worth a shot to give your credit card company a call. A different scenerio, but I once had a late payment and was charged a $25 fee. I had never been late before so I called the company and asked if they could waive it. They said yes and it was all taken care of! Never hurts to ask!